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About Services Reporting Why Summit Book a Call

Outsourced Loan Servicing for CDCs & SBA Lenders

We manage your ongoing servicing requirements — payments tracking, financials spreads, risk rating, insurance and more — so your portfolio stays compliant, current, and easy to oversee.

SBA-Focused Servicing Support
Proactive Compliance Management
Monthly & Quarterly Portfolio Reporting
Reliable Borrower & Collateral Oversight

SBA oversight is increasing.
Is your servicing keeping up?

Borrower Follow-Ups Fall Behind

Without a proactive system, delinquencies go unnoticed and communications slip through the cracks.

Insurance Renewals Get Missed

Expired hazard, flood, or liability coverage creates unprotected collateral and compliance exposure.

Tax Returns / Financials Lag

Delayed collection means stale DSCR, outdated risk ratings, and incomplete borrower profiles.

Reporting Stays Stale

Without regular updates, portfolio snapshots become unreliable and presentations lose credibility.

Summit is the solution.

We take on the day-to-day servicing tasks that CDC teams struggle to keep up with — payments tracking, financials spreads, risk rating, insurance and more — so your portfolio stays clean, compliant, and presentation-ready at all times.

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Four pillars of complete servicing

Everything your CDC needs to stay organized, compliant, and ahead of SBA requirements — handled by our team.

Loan Payments

Proactive monthly oversight of borrower payments to ensure portfolio performance and compliance.

Payment tracking
Delinquency monitoring & alerts
Borrower collection follow-up
Updated payment reporting

Financials

We collect and review borrower financial information to monitor performance, assess risk, and maintain compliance.

Annual tax return collection
DSCR calculations
3-year financial spread updates. Comparison to prior period
Risk Rating

Collateral

We actively monitor collateral-related documents to protect both lenders and borrowers.

Insurance expiration tracking
Hazard, flood, liability & life coverage
UCC filing reminders
Property tax update monitoring

Reporting

Clear, presentation-ready reports with accurate data, giving you a complete view of portfolio performance.

Monthly & quarterly delivery
Portfolio status reports
Delinquency & risk reports
Liquidation status tracking
Loan Servicing Report
Tasks Completed
04/1/26 – 04/30/2026
Total Loans Serviced
183
ACH Payment
ACH Payments Collected – 178
Rejected/Contacted – 5
Payments Paid – 5
Payments Paid (Late Fee) – 1
Payments Not Paid – 0
178/183
Insurance
Insurance Due and Contacted – 42
Insurance Collected – 42
42/42
Tax Returns Collected
DSCR Updated:
7
Risk Rating
 
7
UCC Filing
N/A
Delinquency
45 Day – 2 accounts
60 Day – 2 accounts

Reports that are presentation-ready

Every month and quarter, we deliver clear, polished reports that give you a complete snapshot of your portfolio — ready for internal review or SBA presentation.

Clean portfolio status overviews
Delinquency and risk visibility
Liquidation status tracking
Executive-friendly formatting
Consistent on-time delivery

Built for CDCs. Built to perform.

01

SBA-Focused Expertise

Our team understands 504 loan servicing requirements inside and out. Every process is built around SBA expectations.

02

Organized & Proactive

We don't wait for problems to surface. Our structured workflows catch issues early and keep your portfolio on track.

03

Presentation-Ready Reporting

Every report is polished, accurate, and formatted for boardrooms, audits, or SBA review — delivered on schedule.

04

Reduced Workload for Your Team

Offload the time-consuming servicing tasks that burden your internal staff, so they can focus on growth and strategy.

05

Full Portfolio Visibility

From payment status to insurance tracking to risk ratings — you always know exactly where your portfolio stands.

06

Dependable Communication

We keep you informed with regular updates, clear reporting, and responsive support whenever you need it.

Let's simplify your loan servicing

Schedule a 30-minute call to discuss your portfolio, servicing needs, and how Summit can help your CDC stay compliant and organized.

Book a Call